SOLAR
Trapped in a Solar Agreement You Never Fully Understood?
Alliance Law represents homeowners across the country who were locked into solar financing agreements through deceptive sales practices, hidden fees, and broken promises. If your solar loan, lease, or power purchase agreement isn't what you were told it would be — we're here to fight for you.
What Is Solar Relief?
Solar relief is the legal process of challenging, renegotiating, or cancelling a solar financing agreement that was entered into under misleading or predatory conditions. Thousands of American homeowners signed solar contracts expecting lower energy bills, tax credit savings, and clean power — only to discover inflated loan balances, undisclosed dealer fees, escalating payments, and monthly costs higher than their old electric bill.
Alliance Law specializes exclusively in solar contract disputes. Our legal team reviews every detail of your agreement — from the initial sales pitch to the fine print — and builds a case tailored to your specific situation.
Who We Help
Our clients come to us from every corner of the solar industry — different lenders, different installers, different states — but they share a common experience: they were sold something that didn't match reality.
Solar Loan Holders
If you financed a solar panel system through a lender, and you believe the terms were misrepresented or that hidden costs were embedded in your agreement, we can help.
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Hidden Dealer Fees — Undisclosed dealer fees of 15%–40% inflating your loan balance
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Inflated Balances — A system marketed at $28,000 that balloons to $45,000 or more once markups and interest are factored in
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False Savings Promises — Told you'd save hundreds per month, but your solar payment exceeds your old electric bill
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Escalating Payment Terms — Payments that increase annually under terms you were never clearly told about
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High-Pressure Sales Tactics — Pressured into signing on the spot during a home visit or phone call, without time to review terms
Solar Lease & PPA (Power Purchase Agreement) Holders
Leases and power purchase agreements carry their own set of problems — especially when it comes time to sell your home, transfer the agreement, or deal with a solar company that has gone out of business.
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Company Disappeared — Your solar company was acquired or shut down and no one will answer your calls
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Lease Transfer Failures — Sold your home but the lease wasn't properly transferred to the new owner through an addendum
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Escalation Clauses — Annual rate increases of 2.99%–3% compounding year over year that were buried in the contract
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Surprise Add-On Charges — Battery rentals, monitoring fees, and add-on costs that weren't part of the original pitch
Homeowners Who Sold Their Property
If you sold your home but the solar loan is still in your name, you are not alone — and you are not stuck. When a solar loan is unsecured (no UCC-1 filing), it does not transfer with the property during the sale. The loan stays in the original borrower's name regardless of who now owns the home. This is a common situation, and our attorneys can help resolve it.
For leases, this should not happen — a proper transfer addendum should have been completed as part of the sale. If it wasn't, Alliance Law has strong grounds to challenge the obligation since you no longer occupy or own the property.
Surviving Spouses & Inherited Solar Debt
When a spouse or family member passes away with a solar contract in their name, the surviving family often inherits the obligation — through the estate, marital property laws, or UCC-1 liens filed against the panels. A UCC-1 lien means the solar debt is tied to the property and must be resolved before the home can be refinanced or sold. Our team handles these sensitive cases with care, working with death certificates, estate documents, and lender records to pursue cancellation or settlement.
Common Issues in Solar Financing
Hidden Dealer Fees
One of the most widespread problems in residential solar is the dealer fee — a markup of 15% to 40% that solar installers embed directly into your financing package. You never see it as a separate line item. A system that costs $28,000 wholesale can end up financed at $45,000 or more once the dealer fee, interest, and other markups are applied. Most homeowners don't discover the true cost until years into their loan.
Misrepresented Savings & Tax Credits
Solar salespeople frequently promise dramatic savings — "You'll cut your electric bill by 70%" or "The federal tax credit will pay for most of it." In reality, many homeowners end up paying more per month for solar than they ever spent on electricity. Tax credit promises are often exaggerated or don't account for the homeowner's actual tax liability. These misrepresentations can form the basis of a strong legal claim.
UCC-1 Liens & Property Complications
Many solar loans include a UCC-1 filing — a lien placed on the solar panels (and effectively on your property) that prevents you from refinancing, selling your home, or taking certain actions until the debt is resolved. Homeowners are often not told about the UCC-1 at the time of signing. If a salesperson failed to disclose this, it may constitute a material misrepresentation.
Bankrupt or Unresponsive Solar Companies
The solar industry has seen numerous acquisitions, mergers, and bankruptcies. Companies have left homeowners with active contracts but no company to call for support, warranty claims, or system repairs. When the installer disappears but the lender still expects payment, Alliance Law steps in to hold the right parties accountable.
Cooling-Off Period Violations
Many states have consumer protection laws that give homeowners a "cooling-off period" — a window of time after signing a contract during which they can cancel without penalty. If your solar company did not honor this right, failed to provide the required cancellation notice, or pressured you past the deadline, you may have grounds for full contract rescission.
